Flood Zone Map

Enter an address and zoom in to see the flood zone of a property. If you are in or near a flood zone, you should get flood insurance. 

The map may take several seconds to load after entering your address. 

High-risk flood areas - You need flood insurance, and mortgage companies will require flood insurance. These are called Special Flood Hazard Areas (SFHA).

• 1% Annual Chance Flood Hazard = You are in the 100-year floodplain. This means in any given year, there is a 1% chance of flooding in this area. 
• 0.2% Annual Chance Flood Hazard = You are in the 500-year floodplain. This means in any given year, there is a .2% chance of flooding in this area. 
• Future Conditions 1% Annual Chance Flood Hazard = Future construction or infrastructure or changes to a city's or jurisdiction's planning and zoning ordinance could cause flooding in this area. 

Lower risk flood areas - Over 30% of flood insurance claims come from these areas.

• Area of Minimal Flood Hazard, Zone X = You are in an area that typically does not flood. However, flooding could occur under the right circumstances. If you are near a Special Flood Hazard Area, you need flood insurance. 
  • Flood insurance is very affordable in these areas, and homeowners typically qualify for preferred risk policies. Remember, 1 inch of water in your home can cause up to $25,000 in damage.
    
• Unmapped Area, Zone D = You are in an area that has not been mapped, and the flood hazards are undetermined by FEMA. While flood insurance may not be required, you may still be at risk of flooding. Purchasing flood insurance is recommended. 
  
• Area with Reduced Risk Due to Levee, Zone D = You are in an area that is provided some protection from flooding by a levee system. While flood insurance may not be required, you may still be at risk of flooding. Purchasing flood insurance is recommended.

Flood Zone Definitions - Learn the specifics of each flood zone as defined by FEMA and the National Flood Insurance Program (NFIP).

We do not store address information entered into our map. Data is based on the FEMA National Flood Hazard Layer.

Definitive information on whether a property is in a flood hazard area can be found by using the FIRM map for your community through FEMA’s Map Service Center.

This map should not be used as definitive information for flood insurance ratings. More information on flood insurance can be found on FEMA’s FloodSmart website and FEMA’s homeowner FAQs.