Now, it is time to rebuild stronger.
Upgrade to a FORTIFIED Roof™ to strengthen your home, and save money on home insurance and taxes.
Get the peace of mind you deserve and better protect your home during the next hurricane.
Tips to help you recover faster and rebuild stronger after Hurricane Idalia
Apply for FEMA and SBA disaster assistance - Even if you have insurance, apply for disaster aid at disasterassistance.gov. The Small Business Administration (SBA) can also provide additional funding (up to 20% of a loan) for rebuilding projects that will meet the FORTIFIED Home™ standard.
If you were affected by a Presidentially declared disaster, like Hurricane Idalia, you might qualify for tax relief by the IRS. Qualifying FEMA disaster relief payments can be excluded from taxable income. Contact a tax advisor.
- irs.gov/uac/tax-relief-in-disaster-situation
- irs.gov/businesses/small-businesses-self-employed/faqs-for-disaster-victims-mitigation-payments
Avoid contractor fraud - With the right questions, you can find a quality roofer or contractor, avoid fraud, and get a stronger roof to protect your family. Download the Contractor Fraud Checklist for in-depth steps to take after Hurricane Zeta.
Use our service directory to find a FORTIFIED roofer or contractor. Make sure you are also working with a FORTIFIED Evaluator who can ensure your home meets the FORTIFIED standard.
Learn how to inspect your roof for damage from Hurricane Idalia safely.
Insurance Claims and Federal Disaster Assistance after Hurricane Idalia
- File a claim with your insurer for both homeowners and flood insurance. Understand your deductibles. You will be responsible for these costs. Negotiate with your adjuster.
- Apply for FEMA disaster assistance (disasterassistance.gov). Applying will also allow you to apply for Small Business Administration (SBA) loans, which offer low-interest rates.
- Avoid Fraud - Do not assign benefits to a contractor, called an Assigned of Benefits (AOB) contract. Talk with your insurance company about claims directly. Get three roof repair quotes in writing, on company letterhead. Check for a home builder or roofer State license. Download our Fraud Checklist
- Re-roof to FORTIFIED standards to strengthen your home and be eligible for insurance discounts.