Louisiana has many benefits in place for upgrading to a FORTIFIED Roof™. A FORTIFIED Roof will strengthen your roof, save you money on home insurance and taxes, and can help to ensure the safety of your house during the next Hurricane.
The Residential Property Storm Mitigation Incentives brochure outlines insurance premium discounts and tax deductions. Louisiana homeowners qualify for insurance discounts and tax incentives to make their homes stronger, including installing a FORTIFIED Roof.
Homeowners qualify for up to $5,000 in tax deductions or half the home retrofits costs, whichever is less. This includes FORTIFIED Roof and other construction retrofits the state of Louisiana recognizes. (Page 7).
The Louisiana Homeowners Rate Comparison Guide can help you compare homeowners insurance rates among companies based on various examples, including mitigation.
The Louisiana Citizens Property Insurance Corporation assessment is not a tax credit; it's a refund on property insurance. This refund is paid as part of the property insurance bill each year by property owners to cover the costs of Hurricane Katrina damages. If you paid this with your premium, the amount is listed on your policy's declarations page and is partially refundable once it is paid.
The Louisiana Individual Assistance (IA) Grant Program provides information on Louisiana's FEMA based support for individuals and families in the wake of a Presidentially declared disaster. From grants that provide for special and personal needs to temporary housing to helping with U.S. Small Business Administration (SBA) loans and more, the FEMA Individual Assistance (IA) Program is an essential resource for community members recovering from a disaster.
Check a home builder or roofers license - Use the State of Louisiana Home Builders Licensure Board License Verification site to check that your roofer or contractor is licensed. This ensures they can legally do work in Louisiana to repair homes after Hurricane Zeta.